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Life insurance is a policy that pays out when you die. It's typically very expensive and the vast majority of people will never benefit from it. Even if you're young and healthy, life insurance might not be worth it for you. When considering whether or not to buy life insurance, the main factors to take into consideration include: your age, your income, any dependents who rely on your income and whether or not you have assets that would need to be divided.

When deciding whether or not to buy life insurance it's important to consider the main factors at play: age, income, dependents who may need the money if you die, and whether or not you have any assets that will need to be divided.

Each person is unique, so different people will face different situations in regards to life insurance purchases.

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