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We know: You would like to choose a home-run stock, money out in the leading and – bam! – appreciate an immediate retirement.

Sadly, it seldom functions out that way. The great news, nevertheless, is the fact that intelligent retirement investing is really a lot, a lot simpler.

The important is getting the proper mix of stocks, bonds and money. The mix of these 3 asset classes is referred to as your "asset allocation." Choose your asset allocation wisely, and it'll do the function for you personally.

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