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With a Roth IRA account, you can get tax-free growth and withdrawals on investments made. You do not have to pay taxes when you withdraw from your Roth IRA account. You must follow the rules when withdrawing money to avoid penalties and taxes.

There is a limit on how much money can be contributed each year for a Roth IRA account. For 2016, the limit is $5,500 per year. If you are over 50 years old, your contribution limit is $6,500.

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