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The Medicare program was created to provide older Americans with health-care benefits. Medicare is funded by general revenue, not by taxpayer dollars. It's often confusing because it is a federal program, but it's administered by private insurance companies that are approved through government regulation. You can enroll in coverage three months before reaching age 65 and stay enrolled for up to six months afterward. If you're eligible for both Medicare and Medicaid, the latter pays first.

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