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Insurance coverage is not an investment and should not be treated as such. Insurance is to cover you financially in the event that something bad happens, like fire or theft. You don't need it to go on a shopping spree. If you're using it as an investment, then chances are you'll lose your money and not be able to use your insurance for what it was originally intended for.

Insurance is intended to cover your assets in case of theft or fire damage. If you're using it as an investment, you will lose everything and won't have the money to cover yourself if something bad happens. Insurance isn't intended for people who are looking to make a profit or grow their funds. If you're using it as an investment, chances are you will lose your money and not be able to use your insurance for what it was originally intended for which is covering yourself financially in the event that something bad happens, like fire or theft.

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